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Strong Customer Authentication

Follow these steps to enforce SCA.
Payer authentication and tokenization msut be enabled to use this feature.
  1. Go to
    WooCommerce > Settings > Payments > Payment Options.
  2. Select
    Enable Strong Customer Authentication while saving card.
  3. Select
    Allow customers to securely save their payment details for future checkout
    .
  4. At the bottom of the page, click
    Save Changes
    .
The cardholder will be
3-D Secure
 challenged while saving a card.
If a transaction gets declined with the reason provided as SCA required, then an additional request is automatically sent by WooCommerce for the same order. The customer will then be
3-D Secure
 challenged.